Hearing Aid Financing

Brighter Hearing accepts most insurance for your hearing care and diagnostic evaluations. Coverage toward the hearing aids themselves is more limited, though — it varies plan to plan, and Medicare does not pay for hearing aids at all. We always recommend confirming your specific device benefits rather than assuming they're included.

Our team verifies your benefits before the appointment, bills your carrier directly when your plan allows, and gives you a clear out-of-pocket estimate before you commit to anything. Where coverage falls short, CareCredit and our 12-month interest-free financing make the cost manageable. Call (912) 431-3193 with your insurance card handy.

CareCredit is a healthcare credit card built specifically for medical, dental, vision, and hearing-care purchases. It offers special financing on purchases of $200 or more for costs not commonly covered by insurance — including hearing aids — so you can pay over time with monthly payments. Apply online in a few minutes and, if approved, your credit line can go toward your hearing aids the same day.

Bring your CareCredit card to your fitting at any of our Savannah, Richmond Hill, or Wilmington Island offices and we'll run it at checkout — no extra paperwork. Apply at carecredit.com.

Yes. Brighter Hearing offers 12-month interest-free financing designed to make hearing care manageable without the financial barrier most patients expect. Our team walks you through the terms in plain language and helps you choose the option that best fits your budget.

You can combine interest-free financing with your insurance benefits, CareCredit, and FSA or HSA dollars to cover the full cost comfortably. Once you've selected your hearing aids, call (912) 431-3193 to schedule your fitting in Savannah, Richmond Hill, or Wilmington Island and we'll set up a payment arrangement that works for you.

Yes. Hearing aids, batteries, accessories, and certain repairs are typically considered qualified medical expenses, which means you can use Flexible Spending Account (FSA) or Health Savings Account (HSA) dollars to pay for them — often pre-tax. Many of our Savannah-area patients combine FSA or HSA funds with insurance benefits and CareCredit to cover the full cost without disrupting their household budget.

Rules and contribution limits vary by plan and reset each year, so confirm what's eligible and any spend-by deadlines with your plan administrator. Call (912) 431-3193 and our team will help you map out the best combination of insurance, FSA/HSA, CareCredit, and 12-month interest-free financing.